/* ========================================================
   CSS RESET & BASE STYLES
   ======================================================== */
html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
b, u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td,
article, aside, canvas, details, embed, 
figure, figcaption, footer, header, hgroup, 
menu, nav, output, ruby, section, summary,
time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}
article, aside, details, figcaption, figure, 
footer, header, hgroup, menu, nav, section {
  display: block;
}
body {
  line-height: 1.5;
  background: #fff;
  color: #222;
  font-family: 'Roboto', Arial, Helvetica, sans-serif;
  font-size: 16px;
  min-height: 100vh;
  scroll-behavior: smooth;
}

img {
  display: block;
  max-width: 100%;
  height: auto;
}
ul, ol {
  padding-left: 28px;
  margin-bottom: 16px;
}
a {
  color: #19448E;
  text-decoration: none;
  transition: color .2s cubic-bezier(.4,0,.2,1);
}
a:hover, a:focus { color: #14A098; }

button,
input[type="button"],
input[type="submit"] {
  font-family: inherit;
  font-size: inherit;
  border: none;
  cursor: pointer;
  background: none;
  outline: none;
}

:root {
  --primary: #19448E;
  --secondary: #DDE6F1;
  --accent: #14A098;
  --background: #FFFFFF;
  --text: #212529;
  --card-bg: #FFF;
  --border-radius: 18px;
  --shadow: 0 3px 16px 0 rgba(25, 68, 142, .085), 0 1.5px 6px 0 rgba(20,160,152,.08);
  --font-display: 'Montserrat', Arial, Helvetica, sans-serif;
  --font-body: 'Roboto', Arial, Helvetica, sans-serif;
}

body, html { background: var(--background); }

/* Fonts */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 16px;
  letter-spacing: -1.2px;
}
h1 { font-size: 2.5rem; line-height: 1.15; }
h2 { font-size: 2rem; font-weight: 800; line-height: 1.18; }
h3 { font-size: 1.25rem; font-weight: 700; letter-spacing: -0.5px; }
h4, h5, h6 { font-size: 1.1rem; font-weight: 700; }

p, li { font-family: var(--font-body); font-size: 1rem; color: var(--text); }
strong { font-weight: bold; font-family: var(--font-display); }

.section {
  margin-bottom: 60px;
  padding: 40px 20px;
}

.container {
  width: 100%;
  margin: 0 auto;
  padding: 0 16px;
  max-width: 1160px;
  box-sizing: border-box;
}

.content-wrapper {
  width: 100%;
  max-width: 920px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 28px;
}

/********************
  HEADER / NAVIGATION
*********************/
header {
  width: 100%;
  background: var(--card-bg);
  box-shadow: 0 2px 16px 0 rgba(25, 68, 142, 0.06);
  position: sticky;
  top: 0;
  z-index: 100;
}
header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 64px;
  gap: 18px;
}
.logo {
  display: flex;
  align-items: center;
}
.logo img {
  height: 40px;
  width: auto;
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 20px;
}
.main-nav a {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1rem;
  color: #2D3A55;
  text-transform: none;
  border-radius: 8px;
  position: relative;
  padding: 9px 18px;
  transition: background .15s, color .15s;
}
.main-nav a:hover, .main-nav a:focus {
  background: var(--secondary);
  color: var(--primary);
}
.main-nav .btn-primary {
  background: var(--primary);
  color: #FFF;
  margin-left: 10px;
  border-radius: 12px;
  box-shadow: 0 2px 12px 0 rgba(25,68,142,0.07);
  transition: background .13s cubic-bezier(.4,0,.2,1), box-shadow .2s;
}
.main-nav .btn-primary:hover, .main-nav .btn-primary:focus {
  background: var(--accent);
  color: #FFF;
  box-shadow: 0 6px 20px 0 rgba(20,160,152,0.15);
}

.mobile-menu-toggle {
  background: none;
  font-size: 2rem;
  color: var(--primary);
  border: none;
  display: none;
  cursor: pointer;
  padding: 7px 12px;
  border-radius: 8px;
  transition: background .15s;
}
.mobile-menu-toggle:hover, .mobile-menu-toggle:focus {
  background: var(--secondary);
}

/*******************************
  MOBILE NAVIGATION - FLEX ONLY
*******************************/
.mobile-menu {
  position: fixed;
  left: 0; top: 0;
  width: 100vw;
  height: 100vh;
  z-index: 5000;
  background: rgba(29, 68, 142, 0.97);
  backdrop-filter: blur(1px);
  transform: translateX(-100vw);
  transition: transform .36s cubic-bezier(.44,.06,.39,1), opacity .17s;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  justify-content: flex-start;
  padding: 0;
  opacity: 0;
}
.mobile-menu.open {
  transform: translateX(0);
  opacity: 1;
}
.mobile-menu-close {
  margin: 28px 0 10px 24px;
  font-size: 2.5rem;
  background: none;
  color: #fff;
  border: none;
  cursor: pointer;
  z-index: 5100;
  align-self: flex-start;
  padding: 6px 14px;
  border-radius: 8px;
  transition: background .2s;
}
.mobile-menu-close:hover,
.mobile-menu-close:focus {
  background: rgba(20,160,152,0.22);
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  gap: 18px;
  padding: 28px 32px;
  width: 100%;
}
.mobile-nav a {
  color: #fff;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.35rem;
  padding: 13px 6px;
  border-radius: 7px;
  background: none;
  transition: background .12s, color .12s;
  margin: 0 0 3px 0;
}
.mobile-nav a:hover, .mobile-nav a:focus {
  background: var(--accent);
  color: #fff;
}

/*******************
  HERO SECTION
*******************/
.hero-section {
  background: linear-gradient(90deg, #DDE6F1 0%, #fff 100%);
  border-bottom-left-radius: 48px;
  border-bottom-right-radius: 48px;
  box-shadow: 0 8px 32px 0 rgba(25, 68, 142, 0.08);
  margin-bottom: 60px;
  padding: 56px 0 44px 0;
}
.hero-section .container {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  justify-content: center;
}
.hero-section h1 {
  color: var(--primary);
  font-size: 2.4rem;
  margin-bottom: 18px;
  font-weight: 900;
  letter-spacing: -1.8px;
}
.hero-section p {
  font-size: 1.28rem;
  color: #222;
  max-width: 690px;
  margin-bottom: 32px;
  font-family: var(--font-body);
}

/********************
  BUTTONS
*********************/
.btn-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: var(--primary);
  color: #fff !important;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 1.08rem;
  border-radius: 16px;
  padding: 14px 36px;
  box-shadow: 0 3px 12px 0 rgba(25,68,142,0.10);
  border: none;
  transition: background .19s cubic-bezier(.4,0,.2,1), box-shadow .23s;
  outline: none;
  text-transform: none;
  margin-top: 12px;
  gap: 10px;
}
.btn-primary:hover, .btn-primary:focus {
  background: var(--accent);
  color: #fff;
  box-shadow: 0 8px 28px 0 rgba(20,160,152,0.18);
  transform: translateY(-1px) scale(1.02);
}

/******************
  FEATURE GRIDS
*******************/
.feature-grid, .card-container, .card-grid, .features {
  display: flex;
  flex-wrap: wrap;
  gap: 28px;
  width: 100%;
  margin-top: 16px;
  margin-bottom: 8px;
}
.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  justify-content: flex-start;
  gap: 15px;
  background: #fff;
  border-radius: var(--border-radius);
  box-shadow: var(--shadow);
  padding: 28px 24px 24px 24px;
  min-width: 220px;
  max-width: 350px;
  flex: 1 1 240px;
  margin-bottom: 20px;
  transition: box-shadow .18s, transform .19s;
  border: 2.2px solid #ececec;
}
.feature-item img {
  height: 48px;
  width: 48px;
  margin-bottom: 4px;
}
.feature-item h3 {
  color: var(--primary);
  font-size: 1.11rem;
  font-weight: 800;
}
.feature-item p {
  color: #34384c;
  font-size: 1rem;
}
.feature-item:hover, .feature-item:focus {
  box-shadow: 0 7px 36px 0 rgba(25,68,142,0.10);
  border-color: var(--accent);
  transform: translateY(-3px) scale(1.035);
}

/**********
  CARDS
***********/
.card,
.card-content {
  display: flex;
  flex-direction: column;
  justify-content: center;
  background: #fff;
  border-radius: var(--border-radius);
  box-shadow: var(--shadow);
  padding: 26px 18px 18px 18px;
  margin-bottom: 20px;
}

.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}

/******************
   TESTIMONIALS
*******************/
.testimonial-card {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 18px;
  background: #F6FAFF;
  border-left: 8px solid var(--accent);
  border-radius: 17px;
  padding: 28px 32px 22px 28px;
  margin-bottom: 20px;
  max-width: 650px;
  box-shadow: 0 5px 24px 0 rgba(25,68,142,0.08);
  font-size: 1.08rem;
  color: #222;
}
.testimonial-card p {
  color: #1A242F;
  font-family: var(--font-body);
  font-size: 1.09rem;
  font-weight: 500;
  margin-bottom: 6px;
}
.testimonial-meta {
  font-size: .98rem;
  color: #3D5068;
  font-family: var(--font-body);
  font-weight: 700;
  display: flex;
  align-items: center;
  gap: 12px;
}
.testimonial-meta span {
  color: #FFB600;
  font-size: 1.15rem;
  font-family: var(--font-display);
  letter-spacing: 3px;
  margin-left: 9px;
}

/******************
  TEXTUAL SECTIONS
*******************/
.text-section {
  margin-bottom: 18px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.text-section ul, .text-section ol {
  margin-bottom: 12px;
}
.text-section ul li, .text-section ol li {
  font-size: 1rem;
  color: #274177;
  margin-bottom: 6px;
}
.text-section img {
  vertical-align: middle;
  margin-right: 8px;
  height: 20px;
}

/*****************
  CTA SECTION
*****************/
.cta-section {
  background: var(--primary);
  color: #fff;
  border-radius: 36px;
  box-shadow: 0 6px 38px 0 rgba(25,68,142,0.13);
  margin-bottom: 60px;
  padding: 35px 0 35px 0;
}
.cta-section * {
  color: #fff;
}
.cta-section h2 {
  font-size: 2rem;
  margin-bottom: 16px;
  font-weight: 900;
}
.cta-section ul {
  margin-bottom: 12px;
}
.cta-section a.btn-primary {
  background: #fff;
  color: var(--primary) !important;
}
.cta-section a.btn-primary:hover, .cta-section a.btn-primary:focus {
  background: var(--accent);
  color: #fff!important;
}

/*************************
  SECTION & MANDATORY GAPS
**************************/
.section {
  margin-bottom: 60px;
  padding: 40px 20px;
}
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  margin-bottom: 20px;
  position: relative;
}
.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
.testimonial-card {
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 20px;
}
.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
}

/****************
  GENERAL FORMS
****************/
input[type="text"], input[type="email"], textarea {
  background: #f3f7fe;
  border: 1.8px solid #d3e1f7;
  border-radius: 11px;
  padding: 13px 18px;
  font-size: 1rem;
  margin: 8px 0;
  font-family: var(--font-body);
  width: 100%;
  transition: border-color .18s;
}
input[type="text"]:focus, input[type="email"]:focus, textarea:focus {
  border-color: var(--primary);
  outline: none;
}

/*****************
  FOOTER STYLING
*****************/
footer {
  border-top: 3px solid #ececec;
  background: #F8FBFE;
  padding: 40px 0 18px 0;
}
footer .container {
  display: flex;
  flex-wrap: wrap;
  flex-direction: row;
  align-items: flex-start;
  justify-content: space-between;
  gap: 40px;
}
.footer-menu {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 22px;
}
.footer-menu a {
  color: var(--primary);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1rem;
  padding: 5px 10px;
  border-radius: 6px;
  transition: background .13s, color .13s;
}
.footer-menu a:hover, .footer-menu a:focus {
  background: var(--accent);
  color: #fff;
}
.footer-contact {
  display: flex;
  flex-direction: column;
  gap: 6px;
  color: #274177;
  font-size: .97rem;
  font-family: var(--font-body);
}
.footer-contact li {
  margin-bottom: 6px;
  color: #274177;
}
.footer-legal-info {
  font-size: .93rem;
  margin-top: 17px;
  color: #547DBF;
  font-family: var(--font-body);
}

/****************
  COOKIE BANNER
****************/
.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  width: 100vw;
  z-index: 9999;
  background: #2D3A55;
  color: #fff;
  padding: 24px 16px 20px 16px;
  display: flex;
  flex-direction: column;
  align-items: center;
  box-shadow: 0 -3px 18px 0 rgba(25,68,142,0.14);
  gap: 22px;
  font-family: var(--font-body);
  font-size: 1rem;
  animation: fadeInUp .45s cubic-bezier(.45,.01,.37,1.01);
}
@keyframes fadeInUp {
  from {transform: translateY(70px); opacity:0;}
  to {transform: none; opacity: 1;}
}
.cookie-banner-buttons {
  display: flex;
  gap: 16px;
  margin-top: 8px;
}
.cookie-btn {
  padding: 11px 26px;
  border-radius: 12px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1rem;
  color: #fff;
  background: var(--primary);
  border: none;
  margin-right: 8px;
  transition: background .13s;
}
.cookie-btn.accept {
  background: var(--accent);
}
.cookie-btn.reject {
  background: #B82222;
}
.cookie-btn.settings {
  background: var(--primary);
}
.cookie-btn:hover, .cookie-btn:focus {
  filter: brightness(1.09);
  box-shadow: 0 4px 18px 0 rgba(20,160,152,0.11);
}

/****************************
  COOKIE PREFERENCES MODAL
*****************************/
.cookie-modal {
  position: fixed;
  left: 0; top: 0;
  width: 100vw; height: 100vh;
  background: rgba(0,0,0,0.44);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 11000;
  opacity: 0;
  pointer-events: none;
  transition: opacity .23s cubic-bezier(.4,0,.2,1);
}
.cookie-modal.open {
  opacity: 1;
  pointer-events: auto;
}
.cookie-modal-content {
  background: #fff;
  border-radius: 24px;
  box-shadow: 0 6px 48px 0 rgba(25,68,142,0.23);
  padding: 38px 34px 32px 34px;
  width: 94vw;
  max-width: 412px;
  display: flex;
  flex-direction: column;
  gap: 26px;
}
.cookie-modal-content h2 {
  color: var(--primary);
  font-size: 1.49rem;
  font-family: var(--font-display);
  font-weight: 800;
  margin-bottom: 1px;
}
.cookie-category-list {
  margin-top: 12px;
  display: flex;
  flex-direction: column;
  gap: 13px;
}
.cookie-category {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-family: var(--font-body);
  font-weight: 500;
  font-size: 1.05em;
  color: #1A242F;
  background: #F7FAFF;
  padding: 9px 14px;
  border-radius: 8px;
}
.cookie-category input[type="checkbox"]:not(:disabled) {
  accent-color: var(--accent);
  width: 19px; height: 19px;
}
.cookie-category input[type="checkbox"][disabled] {
  accent-color: #AAA;
  opacity: .5;
}
.cookie-modal-actions {
  display: flex;
  gap: 14px;
  margin-top: 11px;
}
.cookie-modal-actions button {
  background: var(--primary);
  color: #fff;
  font-family: var(--font-display);
  font-weight: 700;
  border-radius: 9px;
  border: none;
  padding: 11px 22px;
  margin-right: 8px;
  font-size: 1rem;
  transition: background .15s;
}
.cookie-modal-actions button:hover, .cookie-modal-actions button:focus {
  background: var(--accent);
}

/*******************
RESPONSIVE DESIGN
********************/
@media (max-width: 1024px) {
  .container { max-width: 95vw; }
  .content-wrapper { max-width: 98vw; }
  .main-nav { gap: 11px; }
  .feature-grid, .card-container, .card-grid, .features {
    gap: 19px;
  }
}
@media (max-width: 900px) {
  .hero-section { border-radius: 0 0 32px 32px; padding: 44px 0 32px; }
  .container { padding: 0 8px; }
}
@media (max-width: 820px) {
  header .container { flex-direction: row; gap: 13px; }
  .main-nav { gap: 7px; }
  .footer-menu { gap: 13px; }
}
@media (max-width: 850px) {
  .feature-grid, .card-container, .card-grid {
    flex-direction: column;
    gap: 20px;
  }
  .feature-item { min-width: 0; max-width: 100%; }
}
@media (max-width: 768px) {
  .main-nav { display: none !important; }
  .mobile-menu-toggle { display: block; }
  .container { max-width: 98vw; }
  .section { padding: 32px 8px; margin-bottom: 36px; }
  .footer-menu, footer .container { flex-direction: column; gap: 9px; align-items: flex-start; }
  .footer-legal-info { margin-top: 13px; }
  .hero-section { padding: 28px 0 22px 0; }
  .hero-section h1 { font-size: 1.50rem; }
  .feature-item, .card, .testimonial-card { padding: 18px 14px; border-radius: 13px; }
  .testimonial-card { flex-direction: column; align-items: flex-start; }
}
@media (max-width: 600px) {
  .hero-section { border-radius: 0 0 16px 16px; }
  h1 { font-size: 1.20rem; }
  h2 { font-size: 1.09rem; }
  .feature-item h3 { font-size: 1.02rem; }
  .card, .testimonial-card, .feature-item { padding: 14px 7px; }
  .cta-section { border-radius: 14px; padding: 16px 0; }
  .section { padding: 22px 2px; margin-bottom: 28px; }
}

/********************
  MICRO-INTERACTIONS
*********************/
.feature-item, .btn-primary, .footer-menu a, .mobile-nav a, .cookie-btn, .cookie-modal-actions button {
  transition: background .19s, box-shadow .18s, color .19s, transform .13s;
}
.feature-item:active {
  transform: translateY(2px) scale(0.97);
}
.btn-primary:active {
  transform: scale(0.97);
}

/* UTILITIES */
.mt-0 { margin-top: 0 !important; }
.mb-0 { margin-bottom: 0 !important; }
.mt-2 { margin-top: 12px !important; }
.mb-2 { margin-bottom: 12px !important; }

/***********************
  ACCESSIBILITY & FOCUS
************************/
button:focus-visible, a:focus-visible, .btn-primary:focus-visible, .footer-menu a:focus-visible {
  outline: 2.5px solid var(--accent);
  outline-offset: 2px;
  z-index: 1000;
}

/*****************
  NO CSS GRID!
*****************/
/* (NO display: grid; --- strict FLEXBOX compliance.) */